body { background-image:url('images/backer2.gif');
       background-position:top center;
       background-repeat:repeat-y;
       font-family:verdana, tahoma, arial;
       font-size:11px;
       color: #313A44;
     }
     
a {color:#3F6F8F; text-decoration:none}
a:hover {color:#164F75; text-decoration:underline}
a:visited{color:#164F75}

td.footer { background-color:#003875;
            color:#5A7EA5;
            font-size:9px;
          }
          
table.form {background:#F6F8FA}
td.form {background:#E7EDF2}
td.formtitle {background:#E7EDF2; font-size:11px}
td.formheader{background:#3F6F8F; font-size:11px; color:white; text-align:justify; padding:1em;}

input {border: 1px solid #BDC9D1; font-size:11px; }
input.submit {color:white; border: 1px solid #BDC9D1; font-size:11px; background:#3F6F8F}

.disclaimer {
font-family: Times New Roman; color: #313A44; font-size: 8pt;
}
.disclaimer p {
margin:0px;
}